Terms & Conditions

Loanchacha.com is not a lender and does not provide loans on its own and do not charge any fee from any customers. By submitting your query, you are authorizing us & our partnering Banks/NBFCs and Advertisers to give you a call/sms/e-mail to offer you their services for the product you have opted for, imparting product knowledge, offering promotional offers running on website & offers offered by the associated third parties. And Irrespective of the fact if also you have registered yourself under DND or DNC service still you authorize us to give you a call/sms/e-mail from loanchacha.com & partnering Banks/NBFCs and Advertisers for the above mentioned purposes till 180 days of your registration with us. You also authorizing us to share your information with lender(s) and consent for such lender(s) to pull your credit information report and call/ message you regarding your query. The outcome of your query or application is solely a matter between you and the lender(s).

The Company is, by no means, assuring as to the correctness of information, FAQ’s, graphics, images, text, and/ or various tools and calculators, including their result, displayed at this website or sent to the user by email or otherwise (together called “Information”). These are purely for indicative purposes and are collected from either Banks website or from market research. The information is give for the customers to read more about the product and make an informed decision. The information provided here is collected from sources we believe to be reliable. In order to make available various financing schemes of individual companies/organizations, certain data has been reorganized/restructured/tabulated. and cannot be relied upon, either individually or together with any other information, by the user in any manner whatsoever.

The Company is an independent service provider and is not related to the government or any regulator or any credit information bureau in any way; it does not have the ability to influence the outcome of a case or query or loan application in any manner.

The Company is not guaranteeing or assuring a particular or favorable outcome.

The Company is not providing any legal or accounting or tax advice.

The Company shall have no liability whatsoever to the user for any direct, indirect or consequential losses, damages, costs, charges, expenses or otherwise, which the user or any third party may incur arising out of the use of the Information.

Any personal information, documents and credit data and/or technical and/or business and/ or commercial and/ or financial data provided by the user can be used by the Company and its agents without any obligation to the user and be shared with any regulatory or statutory body on their request. The Company is not liable to delete any such information from its servers or records.